Falling behind on your mortgage in Ireland is frightening. But you have more rights than you probably think. Lenders cannot simply take your home — there is a process, and there are ways to protect yourself at every stage of it.
Declan's solicitor wrote to the bank immediately, formally engaging the MARP process on his behalf. The solicitor negotiated a six-month interest-only arrangement while Declan found new work. When Declan's employment resumed, the solicitor helped negotiate a restructured repayment plan that added the arrears to the end of the term. The bank accepted. Declan kept his home.
✓ Home retained — arrears restructuredNo obligation. Matched to a specialist solicitor within 24 hours.
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